Gold SIP Plan — FAQs
Everything you need to know about the KKJ monthly gold saving scheme.
What is the KKJ Gold SIP Plan?
The KKJ Gold SIP Plan is a monthly gold saving scheme where you invest a fixed amount every month and receive gold jewellery of equivalent value at the end of the plan tenure.
How does the monthly gold saving scheme work?
You enrol at any KKJ showroom, choose a monthly instalment amount, and pay for 11 months. On the 12th month, KKJ contributes an additional instalment as a benefit, giving you 12 months' worth of gold value.
What is the minimum monthly investment for the gold SIP plan?
The minimum monthly instalment starts from ₹1,000. You can choose any amount that suits your budget and gold investment goal.
Can I redeem my gold saving plan amount for any jewellery?
Yes. The accumulated amount can be redeemed against any jewellery — gold, diamond, polki or silver — available at any KKJ showroom.
Is the KKJ jewellery saving plan available at all stores?
Yes, the plan is available across all KKJ showrooms in Nagpur, Chandrapur, Amravati and Yavatmal. You can enrol at any store.
What documents are needed to enrol in the gold investment plan?
You need a valid government-issued photo ID (Aadhaar, PAN, or Passport) and a mobile number. No additional paperwork is required.
Can I withdraw early from the jewellery saving plan?
Early withdrawal is allowed subject to terms and conditions applicable at the time of enrolment. Please speak to a store associate for details.
Is the gold credited at current market rates?
Yes. The gold value credited to your plan is calculated at the prevailing gold rate on the date of each instalment payment.
Ready to start your gold savings journey?
Visit any KKJ showroom or speak to our team for personalised guidance.
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